:root{--ink:#102546;--muted:#647088;--blue:#3158e8;--blue-dark:#1738b5;--navy:#0a2148;--teal:#28afab;--paper:#f7f8fb;--line:#e1e6ef;--white:#fff;--radius:24px;--shadow:0 14px 45px #122a6010;--max:1240px;font-synthesis:none;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button{color:inherit}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}button{border:0}h1,h2,h3,h4,p{margin:0}button:focus-visible,a:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #ed9b38;outline-offset:5px}h1,h2,h3{font-weight:650;line-height:1.1;letter-spacing:-.045em;text-wrap:balance}h2{font-size:clamp(34px,3.6vw,49px)}h3{font-size:26px}p{color:var(--muted)}svg{flex-shrink:0}button .icon,a .icon{pointer-events:none}.icon{width:22px;height:22px;vertical-align:middle;flex-shrink:0}.container{width:min(var(--max),calc(100% - 104px));margin:auto}.section{padding:96px 0}.eyebrow{display:flex;align-items:center;gap:10px;font-size:10px;line-height:1.55;font-weight:750;letter-spacing:.145em;text-transform:uppercase;color:var(--blue);margin-bottom:23px}.mini-line{display:inline-block;width:24px;height:2px;background:var(--blue)}.accent{color:var(--blue)}.muted{color:#8995a9}.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;background:var(--blue);color:white;font-size:13px;font-weight:650;padding:16px 22px;border-radius:9px;line-height:1.6;transition:background .2s,transform .2s,box-shadow .2s;box-shadow:0 5px 12px #2f58e51a}.button:hover{background:var(--blue-dark);transform:translateY(-2px);box-shadow:0 8px 20px #2f58e52b}.button.small{font-size:12px;gap:18px;padding:12px 17px}.button .icon{width:18px;height:18px}.text-link{background:none;display:inline-flex;align-items:center;gap:12px;font-size:13px;font-weight:650;padding:0;line-height:1.5;cursor:pointer}.text-link:hover{color:var(--blue)}.text-link .icon{width:19px;height:19px}.text-link.light{color:white}.round-arrow{width:37px;height:37px;display:grid;place-items:center;border:1px solid var(--line);border-radius:50%;flex-shrink:0;transition:transform .2s,background .2s}.round-arrow .icon{width:18px;height:18px}.small-print{font-size:11px;line-height:1.65;color:#798499}.micro-tag{font-size:9px;font-weight:750;letter-spacing:.09em;border:1px solid #bac8e8;padding:5px 9px;border-radius:5px;line-height:1.2;display:inline-block}.skip-link{position:fixed;top:-60px;left:20px;background:white;padding:10px;z-index:1000}.skip-link:focus{top:8px}.topbar{border-bottom:1px solid var(--line);background:#fff}.topbar-inner{height:34px;display:flex;justify-content:space-between;align-items:center;font-size:10px;color:var(--muted)}.topbar-inner strong{font-weight:550}.prototype-dot{display:flex;align-items:center;gap:8px}.prototype-dot:before{content:"";height:5px;width:5px;border-radius:50%;background:#4b7b66}.prototype-dot b{padding-left:5px;color:#9ba4b3;font-weight:500}.site-header{height:85px;background:#ffffffed;backdrop-filter:blur(14px);position:sticky;top:0;z-index:50;border-bottom:1px solid #e9ecf3a8}.nav-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;line-height:.95;flex-shrink:0}.brand-symbol{display:block;width:40px;height:40px;position:relative}.orbit-mark{transform:rotate(-18deg)}.orbit-mark i{position:absolute;border:2.5px solid var(--blue);border-radius:50%;inset:4px}.orbit-mark i:nth-child(2){inset:10px 0;transform:rotate(55deg);border-color:var(--teal)}.orbit-mark b{position:absolute;right:2px;top:5px;background:var(--blue);width:9px;height:9px;border-radius:50%;box-shadow:0 0 0 3px var(--white)}.brand-words{font-size:23px;font-weight:750;letter-spacing:-1px}.brand-second{display:block;font-size:15px;letter-spacing:-.6px;line-height:1.25;font-weight:450}.brand-second b{font-weight:750;color:var(--blue)}.nav-links{display:flex;gap:26px;align-items:center}.nav-links>a{font-size:11.5px;font-weight:600;color:#44516b;white-space:nowrap}.nav-links>a:hover{color:var(--blue)}.menu-toggle{display:none;background:none;padding:10px}.mobile-nav-cta{display:none}.hero{overflow:hidden;background:radial-gradient(ellipse at 83% 50%,#e7edff65,transparent 58%)}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:36px;align-items:center;min-height:638px;padding-top:42px;padding-bottom:48px}.hero-copy{position:relative;z-index:2}.hero-copy>.eyebrow{font-size:10px;margin-bottom:23px}.hero h1{font-size:clamp(50px,5.1vw,72px);line-height:1.045;letter-spacing:-.058em;font-weight:650}.hero-copy>p{font-size:15px;line-height:1.8;max-width:470px;margin-top:25px}.hero-actions{display:flex;align-items:center;gap:25px;flex-wrap:wrap;margin-top:30px}.hero-meta{display:flex;align-items:center;gap:22px;margin-top:28px;font-size:10.5px;color:var(--muted)}.hero-meta>span{display:flex;align-items:center;gap:7px}.hero-meta .icon{width:14px;height:14px;color:#5e7692}.hero-visual{position:relative;align-self:stretch;display:flex;flex-direction:column;justify-content:center;min-width:0}.visual-grid{position:absolute;inset:20px -25px 60px;background-image:radial-gradient(#9eacca 1px,transparent 1px);background-size:24px 24px;opacity:.22;mask-image:radial-gradient(ellipse at center,black,transparent 70%);pointer-events:none}.orbital-stage{height:430px;position:relative;margin:0 -18px}.orb-glow{position:absolute;inset:5% 7%;border-radius:50%;background:radial-gradient(ellipse at center,#c6d6ff65,transparent 65%);filter:blur(20px)}#orbit-canvas{position:absolute;width:100%;height:100%;inset:0;pointer-events:none;opacity:0;transition:opacity .5s}.webgl-ready #orbit-canvas{opacity:1}.ring-fallback{width:312px;height:312px;border-radius:50%;background:conic-gradient(from -20deg,#3555dc 0 21%,#c8d8fb 21% 33%,#1a3a76 33% 50%,#48c6b6 50% 70%,#e0e7f4 70% 85%,#6683e7 85%);position:absolute;left:50%;top:48%;transform:translate(-50%,-50%) rotateX(28deg) rotateZ(-20deg);box-shadow:10px 25px 35px #143a7030,inset 1px 1px 3px #fff;border:1px solid #fff;transition:opacity .4s}.ring-fallback:after{content:"";position:absolute;inset:62px;border-radius:50%;background:var(--paper);box-shadow:inset 8px 9px 22px #13366a36,0 -1px 0 #fff}.webgl-ready .ring-fallback{opacity:0}.orbit-center{position:absolute;top:43%;left:50%;transform:translate(-50%,-50%);text-align:center;pointer-events:none;z-index:1}.orbit-center>span{font-size:8px;letter-spacing:.15em;font-weight:750;display:block;color:#73819c}.orbit-center>strong{font-size:78px;font-weight:650;letter-spacing:-6px;line-height:1.1;color:var(--navy);display:block}.orbit-center>strong>span{font-size:45px;vertical-align:top;display:inline-block;padding-top:8px;letter-spacing:-2px}.orbit-center>small{font-size:10px;color:var(--muted);font-weight:500}.orbit-label{position:absolute;z-index:3;display:flex;align-items:center;gap:10px;border:1px solid #e1e7f4;background:#fffffff0;padding:13px 15px;font-size:10px;line-height:1.4;font-weight:600;box-shadow:0 10px 24px #102c6212;border-radius:11px;text-align:left;transition:transform .25s,box-shadow .25s,border-color .25s;color:#385170}.orbit-label:hover,.orbit-label.active{transform:translateY(-3px);border-color:#839df1;box-shadow:0 12px 28px #2a4dba20}.orbit-label.active{background:#fff;color:var(--blue)}.orbit-label>.icon{width:24px;height:24px}.orbit-label-dot{width:6px;height:6px;border-radius:50%;background:#4bb698;margin-left:8px}.orbit-label b{font-size:12px}.orbit-health{top:42px;right:-3px;padding:15px 17px}.orbit-work{left:-13px;top:116px}.orbit-work>.icon{color:var(--blue)}.orbit-future{left:1px;bottom:67px}.orbit-future>.icon{color:#946f23}.orbit-family{right:-14px;bottom:87px}.orbit-family>.icon{color:var(--teal)}.orbit-caption{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);font-size:8px;letter-spacing:.18em;color:#8190aa}.orbit-caption>span{display:inline-block;margin-left:8px}.orbit-detail{display:flex;align-items:center;gap:18px;background:#ffffffbd;border:1px solid #e0e7f1;padding:16px 20px;border-radius:14px;position:relative;margin:0 16px;box-shadow:0 6px 20px #162e5705}.detail-number{font-size:25px;font-weight:300;color:#9caac2;line-height:1}.orbit-detail strong{font-size:12px;font-weight:650}.orbit-detail p{font-size:10px;margin-top:2px}.orbit-detail a{margin-left:auto;color:var(--blue);display:grid;place-items:center;padding:7px}.motion-button{align-self:center;font-size:9px;display:flex;align-items:center;gap:5px;background:none;color:#8b96ab;margin-top:12px}.motion-button .icon{width:11px;height:11px}.trust-band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-inner{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:24px}.trust-brand{display:flex;gap:24px;align-items:center}.trust-brand img{width:100px}.trust-brand>span{padding-left:24px;border-left:1px solid var(--line);font-size:10px;line-height:1.65;color:var(--muted)}.trust-brand strong{font-size:11px;color:#44516b;font-weight:600}.trust-inner>span{font-size:11px;display:flex;align-items:center;gap:9px;color:#69758b}.trust-inner>span>.icon{width:17px;height:17px;color:var(--blue)}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:38px}.section-heading .eyebrow{margin-bottom:16px}.section-heading>p{font-size:13px;line-height:1.8;max-width:360px}.section-heading>.text-link{padding-bottom:6px}.life-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:20px}.life-tabs>button{position:relative;text-align:left;border-radius:11px;border:1px solid var(--line);padding:22px 18px;min-height:145px;background:#fff;display:flex;align-items:flex-start;gap:10px;flex-wrap:wrap;transition:border-color .2s,background .2s}.life-tabs>button:hover{border-color:#9daee3}.tab-step{display:block;position:absolute;top:13px;right:15px;font-size:9px;color:#9aa6bc}.life-tabs>button>.icon:first-of-type{width:22px;height:22px;flex-basis:100%;max-width:22px;color:#7388ab;margin-bottom:5px}.life-tabs>button>span:last-of-type{font-size:13px;line-height:1.5;flex-basis:calc(100% - 31px);font-weight:450}.life-tabs>button>span:last-of-type>strong{font-weight:650}.life-tabs>button>.icon:last-child{width:17px;height:17px;align-self:flex-end;margin-bottom:3px}.life-tabs>button[aria-selected=true]{border-color:var(--blue);background:#ecf0fe}.life-tabs>button[aria-selected=true] .icon{color:var(--blue)}.life-panel{border-radius:19px;background:var(--navy);color:white;padding:43px 45px;display:grid;grid-template-columns:1fr 1fr;gap:90px;min-height:290px;position:relative;overflow:hidden}.life-panel:after{content:"";position:absolute;width:500px;height:500px;border-radius:50%;border:1px solid #ffffff08;top:-260px;right:-180px;box-shadow:0 0 0 60px #ffffff02,0 0 0 120px #ffffff02;pointer-events:none}.life-panel .eyebrow{color:#9fb7ff;font-size:9px;margin-bottom:15px}.life-panel h3{font-size:35px;line-height:1.15;letter-spacing:-.04em}.life-panel p{color:#b6c5dd;font-size:12px;line-height:1.8;margin-top:17px;max-width:390px}.life-panel .text-link{margin-top:22px;font-size:12px}.life-questions{align-self:center;position:relative;z-index:1}.life-questions>span{font-size:9px;font-weight:600;letter-spacing:.13em;color:#95aed7;display:block;margin-bottom:17px}.life-questions>button{background:none;color:#e2e9f5;font-size:12px;font-weight:450;display:flex;justify-content:space-between;align-items:center;gap:24px;width:100%;padding:16px 0;text-align:left;border-bottom:1px solid #ffffff17}.life-questions>button:hover{color:#a3c1ff}.life-questions>button>.icon{width:18px;height:18px}.themes-section{background:white}.theme-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:18px}.theme-card{border:1px solid var(--line);padding:26px;text-align:left;display:flex;flex-direction:column;background:#f7f9fc;border-radius:16px;transition:transform .25s,box-shadow .25s;overflow:hidden;min-height:235px;position:relative}.theme-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.theme-card:hover .round-arrow{transform:rotate(45deg)}.theme-card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.theme-card-top>.icon{width:27px;height:27px;color:#3c5d9f}.theme-card h3{font-size:23px;letter-spacing:-.03em;margin:8px 0 12px}.theme-card p{font-size:12px;line-height:1.8}.theme-overline{font-size:8px;letter-spacing:.12em;font-weight:650;color:#7e8b9f}.theme-health{grid-row:span 2;color:white;background:var(--blue);border-color:var(--blue);padding:28px 30px;justify-content:space-between;min-height:490px}.theme-health .theme-card-top{margin:0}.theme-health .micro-tag{border-color:#ffffff60;font-size:8px}.theme-health .round-arrow{border-color:#ffffff4d}.theme-health h3{font-size:35px;line-height:1.15;letter-spacing:-.04em;margin-top:12px}.theme-health p{color:#dce4ff;font-size:12px;line-height:1.8;max-width:260px}.theme-health .theme-overline{color:#b9caff}.health-symbol{height:180px;position:relative;display:grid;place-items:center;perspective:600px}.health-symbol>div{position:absolute;inset:0;background:radial-gradient(circle,#6c94ff88,transparent 65%)}.health-symbol>.icon{width:120px;height:120px;stroke-width:.8;color:#e1ebff;transform:rotate(-10deg) rotateY(-14deg);filter:drop-shadow(10px 12px 1px #163db3) drop-shadow(0 6px 25px #0c25682b)}.theme-liability{background:#f2f5fb}.theme-future{background:#fcf9f0}.theme-future .theme-card-top>.icon{color:#a27e30}.theme-family{background:#f0f8f6}.theme-family .theme-card-top>.icon{color:#27837b}.health-section{background:#eef2f9}.health-grid{display:grid;grid-template-columns:1fr 1.04fr;gap:90px;align-items:center}.health-copy h2{line-height:1.13;margin-bottom:24px;font-size:clamp(33px,3.4vw,47px)}.health-copy h2>span{color:var(--blue)}.health-copy>p{font-size:13px;line-height:1.9;margin-bottom:16px}.health-topic-links{margin-top:27px}.health-topic-links>button{background:none;display:flex;align-items:center;justify-content:space-between;width:100%;gap:18px;font-size:12px;font-weight:650;text-align:left;padding:15px 0;border-bottom:1px solid #d4ddeb}.health-topic-links>button:hover{color:var(--blue)}.health-topic-links .icon{width:17px;height:17px}.source-note{margin-top:27px;font-size:10px;color:#7c8aa1;line-height:1.7;display:flex;gap:10px}.source-note .icon{width:17px;height:17px;margin-top:3px}.coverage-widget{padding:31px;background:white;border:1px solid #dee5f0;box-shadow:0 10px 30px #223a6c08;border-radius:18px}.widget-title{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:23px}.widget-title>span:first-child{font-size:10px;color:#74819a}.widget-title .micro-tag{font-size:8px;color:#71809b;border-color:#e0e6ef}.coverage-widget h3{font-size:29px;line-height:1.15;font-weight:650;margin-bottom:24px}.rate-group{display:flex;align-items:center;justify-content:space-between;gap:10px}.rate-group>span{font-size:10px;color:var(--muted)}.rate-group>div{display:flex;background:#f1f4fa;padding:4px;border-radius:7px;gap:3px}.rate-group button{padding:7px 12px;font-size:11px;font-weight:650;background:transparent;border-radius:5px;color:#647590}.rate-group button[aria-pressed=true]{background:var(--blue);color:white;box-shadow:0 3px 7px #3158e827}.calc-invoice{display:flex;align-items:center;gap:10px;padding:22px 0 15px}.calc-invoice>.icon{width:19px;height:19px;color:#8694ad}.calc-invoice>span{font-size:9px;max-width:170px;line-height:1.6;color:var(--muted)}.calc-invoice>strong{margin-left:auto;font-weight:650;font-size:24px;letter-spacing:-1px;white-space:nowrap}.coverage-bar{display:flex;gap:5px;border-radius:8px;overflow:hidden;height:66px}.coverage-part{display:flex;align-items:center;justify-content:center;transition:width .55s cubic-bezier(.22,1,.36,1);min-width:30px;font-weight:650;color:white;font-size:19px}.beihilfe-part{background:var(--teal)}.pkv-part{background:var(--blue)}.coverage-results{display:flex;justify-content:space-between;gap:16px;margin:17px 0}.coverage-results>div{display:flex;gap:7px}.coverage-results>div>span:last-child{font-size:9px;line-height:1.6;color:#62718b}.coverage-results strong{display:block;color:var(--ink);font-size:22px;letter-spacing:-.5px;font-weight:650;line-height:1.5}.legend-dot{display:block;width:6px;height:6px;border-radius:50%;margin-top:5px;flex-shrink:0}.legend-dot.teal{background:var(--teal)}.legend-dot.blue{background:var(--blue)}.rate-explanation{font-size:10px;line-height:1.8;background:#f4f6fa;padding:12px;border-radius:6px;min-height:60px;margin-bottom:14px}.coverage-widget>.small-print{font-size:9px}.source-link{font-size:9px;color:var(--blue);display:flex;align-items:center;gap:7px;margin-top:13px}.source-link>.icon{width:12px;height:12px}.knowledge-section{background:white}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.article-card{padding:0;text-align:left;border:1px solid var(--line);background:white;border-radius:15px;overflow:hidden;transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}.article-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.article-art{height:205px;display:flex;align-items:center;justify-content:center;gap:6px;position:relative;overflow:hidden}.article-body{padding:24px;display:flex;flex-direction:column;flex:1}.article-meta{font-size:8px;font-weight:750;letter-spacing:.1em;color:#687a98}.article-body h3{font-size:23px;line-height:1.22;letter-spacing:-.03em;margin:14px 0 14px}.article-body p{font-size:12px;line-height:1.8;margin-bottom:27px}.article-read{font-size:11px;font-weight:650;display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:auto}.article-read>.icon{width:17px;height:17px}.art-percent{background:#e9effb;perspective:700px}.art-percent>span{font-weight:650;font-size:47px;letter-spacing:-4px;padding:12px 8px;background:#fff;border:1px solid #dbe3f2;border-radius:12px;box-shadow:3px 8px 0 #cbd9ee,8px 10px 20px #092e6118;transform:rotate(-10deg) translateY(-10px);color:#375dd3}.art-percent>span>span{font-size:20px;letter-spacing:-1px}.art-percent>span:nth-child(2){transform:rotate(4deg) translateY(8px);color:#329b98}.art-percent>span:nth-child(3){transform:rotate(12deg) translateY(-7px);color:#112d5c}.art-bottom-label{position:absolute;bottom:17px;left:0;width:100%;text-align:center;font-size:8px;color:#7082a2;letter-spacing:.11em;font-weight:650}.art-blocks{background:#e9f4f1;gap:0;perspective:500px}.art-blocks>div:not(.art-bottom-label){position:absolute;width:130px;height:64px;display:grid;place-items:center;font-size:13px;font-weight:650;transform:rotateX(14deg) rotateY(-20deg) rotateZ(-12deg);border:1px solid #ffffffab;box-shadow:6px 9px 0 #0e4e6a18,10px 20px 20px #183d4d18}.block-one{background:#3bb8ad;color:#fff;top:35px;left:15%;border-radius:9px}.block-two{background:#3e67e5;color:white;top:65px;left:38%;border-radius:9px}.block-three{background:#f8fbff;color:#3c5b9b;top:100px;left:24%;border-radius:9px}.art-path{background:#f4eee5;gap:22px}.art-path>span{z-index:1;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#fff;border:1px solid #e0d9cc;box-shadow:0 6px 0 #e3d9c5;margin-top:-10px}.art-path>span:nth-of-type(2){transform:translateY(-28px);color:#9a7a37}.art-path>span:nth-of-type(3){transform:translateY(-4px)}.art-path>span>.icon{width:25px;height:25px}.path-line{position:absolute;height:120px;width:70%;top:47px;border:2px dashed #d2c4a9;border-bottom:0;border-radius:50%}.specialist-banner{display:flex;align-items:center;gap:22px;background:#edf3fc;border:1px solid #dae4f5;border-radius:14px;padding:25px 30px;margin-top:32px;transition:background .2s}.specialist-banner:hover{background:#e3ecfb}.specialist-icon{height:49px;width:49px;background:white;border-radius:12px;display:grid;place-items:center;color:var(--blue);flex-shrink:0}.specialist-icon .icon{height:25px;width:25px}.specialist-banner>div>span{font-size:8px;letter-spacing:.1em;font-weight:750;color:#5974a7}.specialist-banner h3{font-size:21px;letter-spacing:-.03em;margin:7px 0 7px}.specialist-banner p{font-size:11px}.specialist-banner>.round-arrow{margin-left:auto;background:white}.clarity-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.clarity-grid h2{font-size:43px;line-height:1.16}.clarity-items>div{display:flex;gap:20px;padding:23px 0;border-bottom:1px solid var(--line)}.clarity-items>div:first-child{padding-top:0}.clarity-items>div:last-child{border-bottom:0;padding-bottom:0}.clarity-items>div>span{color:#8e9cb4;font-size:11px;font-weight:600;padding-top:5px}.clarity-items h3{font-size:18px;letter-spacing:-.025em;line-height:1.35;margin-bottom:10px}.clarity-items p{font-size:12px;line-height:1.85}.contact-section{background:#e9eef8}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.contact-copy h2{line-height:1.13;margin-bottom:23px}.contact-copy>p{font-size:14px;line-height:1.8;max-width:390px;margin-bottom:27px}.contact-note{display:flex;align-items:center;gap:7px;font-size:10px;color:#7f8da6;margin-top:15px}.contact-note>.icon{width:13px;height:13px}.advisor-card{background:white;border-radius:18px;padding:31px 34px;box-shadow:0 8px 30px #1b396b08;border:1px solid #d9e2ef}.advisor-top{display:flex;justify-content:space-between;align-items:center}.advisor-top>img{width:105px}.monogram{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:#eaf0fe;color:var(--blue);font-size:23px;font-weight:600;letter-spacing:-1px;position:relative}.monogram>span{position:absolute;width:10px;height:10px;border-radius:50%;background:#46b290;bottom:-2px;right:-2px;border:2px solid #fff}.advisor-title{margin-top:20px}.advisor-title>span{font-size:10px;color:#74819a}.advisor-title h3{font-size:27px;margin:5px 0 6px;letter-spacing:-.035em}.advisor-title p{font-size:12px}.advisor-lines{margin-top:21px;border-top:1px solid var(--line)}.advisor-lines>a,.advisor-lines>div{display:flex;align-items:center;gap:13px;padding:15px 0;border-bottom:1px solid #e9edf5;font-size:13px}.advisor-lines>a:hover{color:var(--blue)}.advisor-lines .icon{width:19px;height:19px;color:#8191ac}.advisor-lines>a>.icon:last-child{margin-left:auto;width:15px;height:15px}.advisor-lines small{font-size:9px;display:block;color:#8190aa;margin-bottom:2px}.advisor-online{display:flex;align-items:center;gap:7px;margin-top:17px;font-size:10px;color:#7e8ba1}.advisor-online>.icon{width:14px;height:14px}.site-footer{padding:58px 0 25px;background:white}.footer-top{display:grid;grid-template-columns:1.15fr 1fr 1.15fr 1fr;gap:40px;padding-bottom:45px}.footer-top>div:first-child>p{font-size:12px;line-height:1.8;margin-top:20px}.footer-col{display:flex;flex-direction:column;gap:11px;align-items:flex-start}.footer-col>strong{font-size:11px;line-height:1.5;margin-bottom:6px}.footer-col>a,.footer-col>button{background:none;padding:0;color:#6b7891;font-size:10px;line-height:1.5;text-align:left}.footer-col>a:hover,.footer-col>button:hover{color:var(--blue)}.footer-col>p{font-size:10px;line-height:1.7}.footer-col .icon{width:13px;height:13px}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding:21px 0 15px;font-size:9px;color:#8a95a9}.footer-bottom>a{color:#647590}.footer-disclaimer{font-size:9px;line-height:1.8;color:#96a0b0;max-width:1050px}dialog{padding:42px;border:1px solid #e0e6f0;border-radius:20px;background:white;color:var(--ink);max-width:740px;width:calc(100% - 40px);max-height:85svh;box-shadow:0 30px 100px #0b1b4650}dialog::backdrop{background:#0d1f4d66;backdrop-filter:blur(6px)}body.dialog-open{overflow:hidden}.dialog-close{position:sticky;float:right;top:0;right:0;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#eff3fa;z-index:2;margin-left:10px}.dialog-close .icon{width:17px;height:17px}.dialog-close:hover{background:#dfe7f5}.content-dialog .eyebrow{padding-top:5px;font-size:9px}.content-dialog h2,.consult-dialog h2{font-size:36px;line-height:1.15;margin-bottom:22px}.content-dialog h3{font-size:20px;letter-spacing:-.02em;margin:24px 0 10px}.content-dialog p,.content-dialog li,.consult-dialog>p{font-size:14px;line-height:1.85;color:var(--muted);margin-bottom:15px}.content-dialog ul{padding-left:20px}.content-dialog table{border-collapse:collapse;font-size:12px;line-height:1.7;width:100%;margin:16px 0 20px}.content-dialog td{padding:13px 10px;border-bottom:1px solid var(--line)}.content-dialog td:last-child{font-weight:700;color:var(--blue);white-space:nowrap}.dialog-note{background:#edf2fd;border-left:3px solid var(--blue);padding:17px;margin:24px 0;border-radius:0 8px 8px 0}.dialog-note p{font-size:12px;margin:0}.dialog-sources{border-top:1px solid var(--line);padding-top:20px;margin-top:25px}.dialog-sources strong{font-size:10px;letter-spacing:.08em;text-transform:uppercase;display:block;margin-bottom:9px}.dialog-sources>a{font-size:12px;color:var(--blue);display:block;margin-bottom:7px;text-decoration:underline;text-underline-offset:3px}.dialog-sources>p{font-size:11px;margin:10px 0}.content-dialog .button{margin-top:13px}.consult-dialog{max-width:640px}.consult-dialog .eyebrow{padding-top:5px}.consult-options{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:22px 0}.consult-options>button{border:1px solid var(--line);border-radius:9px;background:#f8fafc;font-size:11px;line-height:1.6;display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px;padding:17px 9px}.consult-options>button[aria-pressed=true]{border-color:var(--blue);background:#ecf1ff;color:var(--blue)}.consult-result{padding:20px;background:#f4f6fa;border-radius:10px;margin-bottom:22px}.consult-result h3{font-size:18px;line-height:1.4;letter-spacing:-.02em;margin-bottom:12px}.consult-result ul{padding-left:18px;margin:0;font-size:12px;line-height:1.9;color:var(--muted)}.consult-dialog>.small-print{font-size:10px;margin:16px 0 0}
/* Second portal: same family, a quieter specialist voice. */
.portal-kv{--blue:#1767bd;--blue-dark:#0b4990;--teal:#20a7a8;--paper:#f8fafc}.kv-brand{font-size:25px;font-weight:750;letter-spacing:-1.4px}.kv-brand>.brand-symbol{display:grid;place-items:center;background:#e8f3fc;border-radius:10px;width:37px;height:40px;color:var(--blue)}.kv-brand>.brand-symbol>.icon{width:26px;height:26px}.brand-light{font-weight:400;color:#6e829b;font-size:20px;padding:0 2px}.brand-dot{color:var(--teal)}.kv-hero{background:linear-gradient(120deg,#f8fafc 35%,#e9f5f7)}.kv-hero .hero-grid{min-height:660px;gap:25px}.kv-hero h1{font-size:clamp(45px,4.6vw,65px);letter-spacing:-.05em;line-height:1.08}.kv-hero .hero-copy>p{max-width:440px}.kv-visual{position:relative;min-height:520px}.kv-visual-grid{position:absolute;inset:8% 0 4%;background-image:radial-gradient(#668d9c 1px,transparent 1px);background-size:21px 21px;opacity:.13;mask-image:radial-gradient(ellipse,black,transparent 72%)}.comic-window{position:absolute;width:330px;height:430px;bottom:25px;left:50%;transform:translateX(-45%);border-radius:150px 150px 35px 35px;overflow:hidden;box-shadow:0 25px 60px #133d6320;background:#cae7f7;border:6px solid white}.comic-window>img{position:absolute;width:700px;max-width:none;top:-249px;left:-8px;height:auto}.kv-speech{position:absolute;top:14px;right:0;max-width:245px;font-size:14px;padding:18px 23px;background:white;border:1px solid #deebed;border-radius:16px 16px 16px 2px;box-shadow:var(--shadow);color:#648197;line-height:1.6;z-index:2;transform:rotate(3deg)}.kv-speech strong{color:var(--ink);font-weight:600}.kv-float-card{display:flex;align-items:center;gap:13px;position:absolute;z-index:3;background:#fffffff5;border:1px solid #d7e6ee;border-radius:12px;padding:16px 18px;box-shadow:0 13px 35px #17466c1c;min-width:215px}.kv-float-card>span:first-child{display:grid;place-items:center;background:#e0f5f1;color:#279a8e;padding:10px;border-radius:10px}.kv-float-card>div{font-size:9px;color:#7e8c9e}.kv-float-card strong{display:block;font-size:14px;line-height:1.4;margin-top:3px;color:var(--ink);max-width:170px}.float-one{top:180px;left:-10px;transform:rotate(-3deg)}.float-two{bottom:60px;right:-10px;transform:rotate(3deg)}.float-two>span:first-child{background:#eaf0fc;color:var(--blue)}.float-check{color:#3d9c8d;margin-left:auto}.float-check .icon{width:16px;height:16px}.kv-visual-label{position:absolute;bottom:0;left:50%;transform:translateX(-50%);white-space:nowrap;font-size:9px;color:#6b8396;display:flex;align-items:center;gap:7px}.status-dot{height:5px;width:5px;background:var(--teal);border-radius:50%}.product-section{background:#edf4f8}.product-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.product-card{text-align:left;background:#fff;border:1px solid #dbe6ee;padding:26px 23px;display:flex;flex-direction:column;align-items:flex-start;position:relative;min-height:370px;border-radius:14px;transition:transform .2s,box-shadow .2s}.product-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.product-index{position:absolute;right:20px;top:19px;color:#a4b4c3;font-size:11px;font-weight:600}.product-card>.icon{width:34px;height:34px;margin-bottom:26px;color:var(--blue)}.product-card .micro-tag{font-size:7px;color:#7689a3;border-color:#e1e8f0}.product-card h3{font-size:29px;line-height:1.16;margin:16px 0 17px}.product-card p{font-size:12px;line-height:1.8;margin-bottom:25px}.product-card .article-read{width:100%;font-size:10px}.product-base{background:var(--blue);border-color:var(--blue);color:white}.product-base>.icon{color:#c1e7ff}.product-base .micro-tag{border-color:#ffffff55;color:#d2eaff}.product-base p{color:#d3e8ff}.product-base .product-index{color:#90beee}.product-footnote{margin-top:20px;max-width:1050px;font-size:10px}.kv-steps{background:white}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:60px;margin-top:45px}.steps-grid>div>span{font-size:13px;display:grid;place-items:center;width:38px;height:38px;background:#eaf1fa;color:var(--blue);border-radius:50%;margin-bottom:20px;font-weight:650}.steps-grid h3{font-size:24px;letter-spacing:-.03em;margin-bottom:16px}.steps-grid p{font-size:13px;line-height:1.85}.faq-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:70px}.faq-grid>div:first-child>p{font-size:13px;margin-top:24px;line-height:1.9}.faq-list details{border-bottom:1px solid #dce5ee}.faq-list summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:14px;line-height:1.6;cursor:pointer;font-weight:600;padding:24px 0}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>.icon{width:18px;height:18px;color:#7991ac;transition:transform .2s}.faq-list details[open] summary>.icon{transform:rotate(45deg)}.faq-list details>div{padding:0 0 24px}.faq-list details p{font-size:12px;line-height:1.9;margin-bottom:17px}.faq-list .text-link{font-size:11px}.reverse-banner{margin-top:0;margin-bottom:80px}.portal-kv .contact-section{background:#e8f1f7}.portal-kv .consult-options>button[aria-pressed=true]{background:#e5f3fb}
@media(min-width:1550px){.hero-grid{min-height:710px}.orbital-stage{height:480px}.hero h1{font-size:77px}.hero-copy>p{font-size:16px}.hero-meta{font-size:11px}}
@media(max-width:1180px){.container{width:calc(100% - 70px)}.nav-links{gap:18px}.nav-links>a{font-size:10.5px}.header-cta.button{font-size:10px;gap:8px;padding:12px}.brand-words{font-size:21px}.brand-second{font-size:14px}.hero-grid{gap:20px;min-height:615px}.hero h1{font-size:60px}.hero-copy>p{font-size:14px}.hero-actions{gap:19px}.hero-actions .button{font-size:11px;padding:15px 16px;gap:12px}.hero-actions .text-link{font-size:11px}.orbital-stage{height:390px}.orbit-label{padding:11px 12px;font-size:9px}.orbit-health{right:-6px;top:37px}.orbit-work{left:-3px}.orbit-family{right:-2px;bottom:70px}.orbit-future{left:-4px;bottom:61px}.orbit-center>strong{font-size:65px}.orbit-center>strong>span{font-size:34px}.orbit-center>small{font-size:9px}.orbit-detail{padding:13px;gap:12px;margin:0 4px}.orbit-detail strong{font-size:11px}.orbit-detail p{font-size:9px}.trust-inner{gap:20px}.trust-inner>span{font-size:10px}.trust-brand{gap:16px}.trust-brand>span{padding-left:16px;font-size:9px}.trust-brand strong{font-size:10px}.trust-brand img{width:85px}.health-grid,.contact-grid{gap:55px}.section{padding:80px 0}.life-panel{gap:50px}.coverage-widget{padding:24px}.theme-card{padding:23px}.theme-health{padding:26px}.theme-health h3{font-size:31px}.theme-card:not(.theme-health) h3{font-size:20px}.section-heading>p{font-size:12px}.clarity-grid{gap:65px}.product-card{padding:24px 18px}.product-card h3{font-size:26px}.kv-hero .hero-grid{gap:24px}.kv-hero h1{font-size:55px}.kv-speech{right:5px;top:25px;font-size:12px;max-width:220px}.kv-float-card{padding:13px;min-width:205px}.float-one{left:-15px}.float-two{right:0}.kv-visual{min-height:490px}.comic-window{width:305px;height:400px}.comic-window>img{width:650px;top:-231px;left:-9px}.kv-float-card strong{font-size:12px}.kv-float-card>.float-check{display:none}}
@media(max-width:1000px){.header-cta{display:none}.nav-links{gap:23px}.nav-links>a{font-size:11px}.hero-grid{min-height:590px;gap:8px}.hero h1{font-size:53px}.hero-copy>.eyebrow{font-size:8px}.hero-copy>p{font-size:13px;max-width:360px}.hero-meta{font-size:9px;gap:12px}.hero-meta>.icon{width:12px}.orbital-stage{height:355px}.orbit-center>strong{font-size:59px;letter-spacing:-4px}.orbit-center>span{font-size:7px}.orbit-center>small{font-size:8px}.orbit-label{font-size:8px;padding:10px;border-radius:8px;gap:7px}.orbit-label>.icon{width:19px;height:19px}.orbit-label b{font-size:10px}.orbit-health{top:31px}.orbit-work{top:111px;left:-9px}.orbit-family{bottom:67px;right:-6px}.orbit-future{bottom:64px;left:-6px}.orbit-caption{font-size:7px}.orbit-detail{gap:10px}.orbit-detail p{font-size:8px}.detail-number{font-size:21px}.trust-inner>span:last-child{display:none}.life-tabs>button{padding:21px 14px;min-height:140px}.life-tabs>button>span:last-of-type{font-size:12px}.life-panel{padding:35px;gap:40px}.life-panel h3{font-size:30px}.theme-grid{gap:13px}.theme-card{padding:20px}.theme-card h3{font-size:19px}.theme-health h3{font-size:29px}.theme-health{padding:24px}.theme-card p{font-size:11px}.theme-health .micro-tag{font-size:7px}.theme-overline{font-size:7px}.health-grid{gap:35px}.health-copy h2{font-size:35px}.health-copy>p{font-size:12px}.coverage-widget{padding:23px}.widget-title{gap:12px}.widget-title>span:first-child{font-size:9px}.widget-title .micro-tag{font-size:7px}.coverage-widget h3{font-size:26px}.rate-group{flex-wrap:wrap}.rate-group>span{font-size:9px}.rate-group button{padding:6px 11px}.article-grid{gap:16px}.article-body{padding:20px}.article-body h3{font-size:20px}.article-body p{font-size:11px}.article-meta{font-size:7px}.art-percent>span{font-size:36px;letter-spacing:-2px}.art-percent>span>span{font-size:16px}.article-art{height:180px}.art-path{gap:15px}.art-path>span{width:49px;height:49px}.art-bottom-label{font-size:7px}.clarity-grid h2{font-size:37px}.clarity-items h3{font-size:17px}.contact-grid{gap:45px}.contact-copy h2{font-size:37px}.contact-copy>p{font-size:13px}.advisor-card{padding:25px}.advisor-title h3{font-size:23px}.advisor-lines>a,.advisor-lines>div{font-size:12px}.footer-top{gap:25px}.kv-hero h1{font-size:48px}.kv-float-card{gap:10px;padding:12px}.float-one{top:165px;left:-11px}.float-two{right:-11px}.kv-float-card>span:first-child{padding:7px}.kv-float-card>span:first-child .icon{width:21px;height:21px}.kv-speech{max-width:195px;font-size:11px;top:20px}.comic-window{width:275px;height:385px;bottom:30px}.kv-visual-label{font-size:8px}.kv-visual{min-height:450px}.product-grid{grid-template-columns:repeat(2,1fr)}.product-card{min-height:340px;padding:26px}.product-card h3{font-size:30px}.product-card p{max-width:250px}.faq-grid{gap:40px}.steps-grid{gap:35px}.steps-grid h3{font-size:21px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.topbar-inner{height:31px;font-size:8px}.topbar-inner>span:first-child{max-width:270px;line-height:1.3}.prototype-dot{font-size:8px}.prototype-dot b{display:none}.site-header{height:72px}.nav-inner{gap:20px}.brand-symbol{width:34px;height:34px}.brand-words{font-size:21px}.brand-second{font-size:14px}.menu-toggle{display:block;margin-right:-10px}.nav-links{display:none;position:absolute;top:71px;left:0;right:0;padding:25px 22px;background:#fff;box-shadow:0 20px 25px #0a204d15;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:24px}.nav-links.is-open{display:flex}.nav-links>a{font-size:14px}.mobile-nav-cta{display:inline-flex!important}.hero-grid{grid-template-columns:1fr;min-height:0;gap:10px;padding-top:45px;padding-bottom:35px}.hero-copy>.eyebrow{font-size:8px;letter-spacing:.11em;margin-bottom:20px}.hero h1{font-size:clamp(44px,8.5vw,65px);letter-spacing:-.055em;line-height:1.05}.hero-copy>p{font-size:14px;line-height:1.8;max-width:470px;margin-top:22px}.desktop-break{display:none}.hero-actions{gap:23px;margin-top:25px}.hero-actions .button{font-size:12px;padding:15px 18px}.hero-actions .text-link{font-size:12px}.hero-meta{margin-top:24px;font-size:10px;gap:20px}.hero-visual{margin:20px auto 0;width:100%;max-width:490px}.orbital-stage{height:390px;margin:0}.orbit-center{top:43%}.orbit-center>strong{font-size:74px;letter-spacing:-5px}.orbit-center>span{font-size:8px}.orbit-center>strong>span{font-size:39px}.orbit-center>small{font-size:9px}.orbit-label{font-size:9px;padding:11px 12px}.orbit-label b{font-size:11px}.orbit-label>.icon{width:22px;height:22px}.orbit-health{right:0;top:30px}.orbit-work{left:0;top:124px}.orbit-family{right:0;bottom:66px}.orbit-future{left:0;bottom:63px}.orbit-detail{margin:0 7px;padding:15px;gap:13px}.orbit-detail strong{font-size:12px}.orbit-detail p{font-size:9px}.motion-button{font-size:9px}.trust-inner{flex-wrap:wrap;min-height:140px;justify-content:flex-start;gap:20px 28px;padding-top:22px;padding-bottom:22px}.trust-brand{flex-basis:100%;gap:18px}.trust-brand img{width:85px}.trust-brand>span{font-size:9px;line-height:1.65;padding-left:18px}.trust-brand strong{font-size:10px}.trust-inner>span{font-size:10px;gap:8px}.trust-inner>span>.icon{width:15px;height:15px}.section{padding:62px 0}.section-heading{flex-direction:column;align-items:flex-start;gap:20px;margin-bottom:28px}.section-heading h2,h2{font-size:35px;letter-spacing:-.045em;line-height:1.14}.eyebrow{font-size:8px;letter-spacing:.1em;margin-bottom:15px}.section-heading>p{font-size:12px;line-height:1.8;max-width:100%}.life-tabs{grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:16px}.life-tabs>button{min-height:125px;padding:19px 16px}.life-tabs>button>span:last-of-type{font-size:12px}.life-tabs>button>.icon:first-of-type{margin-bottom:2px}.life-panel{grid-template-columns:1fr;gap:30px;padding:29px;border-radius:13px}.life-panel h3{font-size:31px}.life-panel p{font-size:12px;max-width:100%}.life-panel .eyebrow{font-size:8px}.life-panel .text-link{margin-top:19px}.life-questions>span{font-size:8px;margin-bottom:7px}.life-questions>button{font-size:12px;padding:15px 0}.theme-grid{grid-template-columns:repeat(2,1fr);gap:12px}.theme-health{grid-column:span 2;grid-row:auto;min-height:365px;padding:25px;display:block}.theme-health>div:last-child{position:relative;z-index:1;max-width:70%;margin-top:70px}.theme-health .theme-card-top{position:relative;z-index:1}.theme-health h3{font-size:32px;margin-bottom:13px}.theme-health p{font-size:12px;max-width:260px}.theme-health .health-symbol{position:absolute;right:5px;top:80px;width:150px;height:150px}.health-symbol>.icon{width:100px;height:100px}.theme-card:not(.theme-health){padding:19px;min-height:227px}.theme-card:not(.theme-health) h3{font-size:19px;line-height:1.2;margin-top:8px}.theme-card:not(.theme-health) p{font-size:11px;line-height:1.8}.theme-card-top{margin-bottom:20px}.theme-card-top>.icon{width:25px;height:25px}.round-arrow{height:30px;width:30px}.round-arrow>.icon{height:15px;width:15px}.theme-overline{font-size:6.7px}.health-grid{grid-template-columns:1fr;gap:32px}.health-copy h2{font-size:36px;line-height:1.15;margin-bottom:22px}.health-copy>p{font-size:13px;line-height:1.85}.health-topic-links>button{font-size:12px}.health-copy>.eyebrow{font-size:8px}.source-note{font-size:10px;margin-top:23px}.coverage-widget{padding:25px 23px}.widget-title>span:first-child{font-size:9px}.widget-title .micro-tag{font-size:7px}.coverage-widget h3{font-size:29px}.rate-group{flex-wrap:nowrap}.rate-group>span{font-size:9px}.rate-group button{padding:7px 11px;font-size:11px}.calc-invoice>span{font-size:9px;max-width:145px}.calc-invoice>strong{font-size:23px}.coverage-results strong{font-size:23px}.coverage-results>div>span:last-child{font-size:9px}.rate-explanation{font-size:10px;min-height:64px}.coverage-widget>.small-print,.source-link{font-size:9px}.coverage-bar{height:67px}.article-grid{grid-template-columns:1fr;gap:22px}.article-art{height:210px}.art-percent>span{font-size:50px;letter-spacing:-4px;padding:11px}.art-percent>span>span{font-size:21px}.article-body{padding:25px}.article-meta{font-size:8px}.article-body h3{font-size:25px;line-height:1.2;margin:13px 0}.article-body p{font-size:13px;margin-bottom:22px}.article-read{font-size:12px}.art-blocks>div:not(.art-bottom-label){width:145px;height:70px}.block-one{top:30px;left:21%}.block-two{top:64px;left:44%}.block-three{top:103px;left:30%}.art-path>span{height:65px;width:65px}.art-path{gap:26px}.art-bottom-label{font-size:8px}.specialist-banner{padding:23px;align-items:flex-start;gap:16px;flex-wrap:wrap}.specialist-banner>div{flex:1;min-width:180px}.specialist-banner>div>span{font-size:7px;line-height:1.6;display:block}.specialist-banner h3{font-size:22px;line-height:1.2;margin:9px 0 10px}.specialist-banner p{font-size:11px;line-height:1.8}.specialist-banner>.round-arrow{margin-left:auto;align-self:flex-end}.specialist-icon{height:40px;width:40px}.specialist-icon .icon{width:23px;height:23px}.clarity-grid{grid-template-columns:1fr;gap:35px}.clarity-grid h2{font-size:35px;line-height:1.17}.clarity-items>div{padding:20px 0}.clarity-items h3{font-size:18px}.clarity-items p{font-size:12px}.contact-grid{grid-template-columns:1fr;gap:37px}.contact-copy h2{font-size:36px}.contact-copy>p{font-size:13px;max-width:420px}.contact-note{font-size:9px}.advisor-card{padding:27px}.advisor-title h3{font-size:26px}.advisor-lines>a,.advisor-lines>div{font-size:12px}.site-footer{padding:45px 0 26px}.footer-top{grid-template-columns:repeat(2,1fr);gap:32px 25px;padding-bottom:34px}.footer-top>div:first-child{grid-column:span 2;display:flex;align-items:center;justify-content:space-between;gap:20px}.footer-top>div:first-child>p{font-size:10px;margin-top:0}.footer-col strong{font-size:11px}.footer-col>a,.footer-col>button,.footer-col>p{font-size:10px}.footer-bottom{flex-direction:column;align-items:flex-start;gap:9px;padding:19px 0 15px;font-size:9px}.footer-disclaimer{font-size:8px}.footer-top .brand-words{font-size:21px}.footer-top .brand-second{font-size:14px}.footer-col{gap:11px}dialog{width:calc(100% - 28px);padding:26px;max-height:88svh;border-radius:15px}.content-dialog h2,.consult-dialog h2{font-size:29px}.content-dialog .eyebrow{font-size:8px}.content-dialog p,.content-dialog li,.consult-dialog>p{font-size:13px}.content-dialog table{font-size:11px}.content-dialog td{padding:11px 8px}.consult-options{gap:7px}.consult-options>button{font-size:9px;padding:15px 6px}.consult-result{padding:17px}.consult-result h3{font-size:16px}.consult-result ul{font-size:11px}.dialog-sources>a{font-size:11px}.kv-brand{font-size:23px}.kv-brand .brand-light{font-size:19px}.kv-hero .hero-grid{min-height:0;gap:15px}.kv-hero h1{font-size:clamp(42px,8vw,58px);line-height:1.08;letter-spacing:-.05em}.kv-hero .hero-copy>p{font-size:14px;max-width:440px}.kv-visual{min-height:500px;max-width:460px;width:100%;margin:20px auto 0}.comic-window{height:425px;width:310px;bottom:32px;transform:translateX(-48%)}.comic-window>img{width:690px;top:-246px}.kv-speech{font-size:12px;top:0;max-width:219px;right:0;padding:17px 20px}.float-one{top:200px;left:-5px;padding:13px;min-width:180px}.float-two{bottom:62px;right:-2px;padding:14px}.kv-float-card strong{font-size:12px}.kv-float-card>span:first-child .icon{width:24px;height:24px}.kv-float-card>.float-check{display:none}.kv-visual-label{font-size:8px;bottom:5px}.product-grid{gap:14px;grid-template-columns:1fr}.product-card{min-height:0;padding:27px;display:grid;grid-template-columns:55px 1fr;column-gap:18px;align-items:start}.product-card>.icon{grid-column:1;grid-row:span 3;margin:30px 0 0;width:36px;height:36px}.product-card .micro-tag{grid-column:2;justify-self:start;font-size:7px}.product-card h3{grid-column:2;font-size:29px;margin:15px 0}.product-card p{grid-column:2;max-width:100%;font-size:12px;margin-bottom:21px}.product-card .article-read{grid-column:2;font-size:11px}.product-index{font-size:10px;top:16px;right:18px}.product-footnote{font-size:9px;line-height:1.8}.steps-grid{grid-template-columns:1fr;gap:29px;margin-top:35px}.steps-grid>div{position:relative;padding-left:57px}.steps-grid>div>span{position:absolute;left:0;top:0;width:36px;height:36px;font-size:11px}.steps-grid h3{font-size:23px;margin:4px 0 12px}.steps-grid p{font-size:13px}.faq-grid{grid-template-columns:1fr;gap:25px}.faq-grid>div:first-child>p{font-size:12px;margin-top:17px}.faq-list summary{font-size:13px;padding:20px 0}.faq-list details p{font-size:12px}.reverse-banner{margin-bottom:60px}.kv-hero .hero-meta{font-size:10px}}
@media(max-width:380px){.container{width:calc(100% - 32px)}.topbar-inner>span:first-child{max-width:230px;font-size:7px}.prototype-dot{font-size:7px;gap:5px}.hero h1{font-size:43px}.hero-actions{gap:18px}.hero-actions .button{font-size:11px;padding:14px}.hero-actions .text-link{font-size:11px}.hero-meta{font-size:8px;gap:12px}.orbital-stage{height:350px}.orbit-label{font-size:8px;padding:10px;gap:6px}.orbit-work{top:111px;left:-3px}.orbit-future{bottom:56px;left:-3px}.orbit-family{bottom:65px;right:-2px}.orbit-label b{font-size:9px}.orbit-health{top:27px}.orbit-center>strong{font-size:66px}.orbit-center>strong>span{font-size:34px}.orbit-center>span{font-size:6px}.orbit-center>small{font-size:8px}.orbit-detail p{font-size:8px}.orbit-detail strong{font-size:11px}.orbit-detail{padding:12px;gap:9px;margin:0}.life-panel{padding:25px}.theme-card:not(.theme-health){padding:16px}.theme-card:not(.theme-health) h3{font-size:18px}.theme-card:not(.theme-health) p{font-size:10px}.coverage-widget{padding:23px 19px}.rate-group button{font-size:10px;padding:6px 9px}.widget-title{gap:8px}.widget-title>span:first-child{font-size:8px}.widget-title .micro-tag{font-size:6px}.theme-health>div:last-child{max-width:80%}.health-symbol{opacity:.8}.calc-invoice>span{max-width:130px}.footer-top>div:first-child>p{font-size:9px}.footer-top .brand-words{font-size:19px}.footer-top .brand-second{font-size:13px}.kv-hero h1{font-size:39px}.kv-visual{min-height:465px}.comic-window{width:280px;height:390px}.comic-window>img{width:650px;top:-230px}.kv-speech{font-size:11px;max-width:195px}.kv-float-card{gap:8px}.float-one{min-width:165px;top:190px}.kv-visual-label{font-size:7px}.kv-float-card strong{font-size:11px}.float-two{right:0}.kv-brand{font-size:21px}.kv-brand .brand-light{font-size:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important}.motion-button{display:none}}
@media print{.topbar,.site-header,.hero-visual,.kv-visual,.motion-button,.button,.site-footer,dialog{display:none!important}body{background:#fff;font-size:11pt}.container{width:100%}.section{padding:25px 0}.hero-grid,.health-grid,.contact-grid{display:block}.hero-grid{padding:20px 0}.hero h1{font-size:38pt}.coverage-widget{break-inside:avoid}.life-panel{color:#000;background:#eee}.life-panel p{color:#333}.theme-grid,.article-grid{grid-template-columns:repeat(2,1fr)}.theme-card{break-inside:avoid}}

/* Depth-preserving fallback for browsers that do not expose a WebGL context. */
[hidden]{display:none!important}
.ring-fallback{top:43%;border:1px solid #e2e8ff;box-shadow:3px 6px 0 #d9e2f4,5px 10px 0 #d1dbed,8px 16px 0 #bfcde7,11px 24px 32px #143a7030,inset 1px 2px 3px #ffffffb0;will-change:transform}
.fallback-mode .ring-fallback{animation:ring-float 8s ease-in-out infinite}
.motion-paused .ring-fallback,.motion-offscreen .ring-fallback{animation-play-state:paused}
@keyframes ring-float{0%,100%{transform:translate(-50%,-50%) rotateX(calc(28deg + var(--orbit-y,0deg))) rotateY(var(--orbit-x,0deg)) rotateZ(-20deg)}50%{transform:translate(-50%,calc(-50% - 5px)) rotateX(calc(25deg + var(--orbit-y,0deg))) rotateY(var(--orbit-x,0deg)) rotateZ(-18deg)}}
@media(max-width:760px){.orbit-work{top:80px}.theme-card:not(.theme-health) p{font-size:12px}.life-panel p,.article-body p,.health-copy>p,.contact-copy>p{font-size:14px}.clarity-items p,.steps-grid p,.faq-list details p{font-size:13px}.rate-group button{min-height:36px}}
@media(max-width:380px){.orbit-work{top:72px}.theme-card:not(.theme-health) p{font-size:11px}}